Microcredit and Food Security in Africa: Can Cameroon Replicate Success? Cross- Country Insights from Sub-Saharan Africa and Policy Recommendations: A Systematic Literature Review

Christelle, Simo and Godlove, Ndjaha-Ngana (2025) Microcredit and Food Security in Africa: Can Cameroon Replicate Success? Cross- Country Insights from Sub-Saharan Africa and Policy Recommendations: A Systematic Literature Review. International Journal of Innovative Science and Research Technology, 10 (5): 25may2284. pp. 4348-4359. ISSN 2456-2165

Abstract

Our study investigates the role of microfinance in addressing food security and nutrition in Cameroon, drawing on cross-country insights from Sub-Saharan Africa (SSA). Following PRISMA guidelines, 20 studies were analysed to evaluate the impact of microfinance interventions through the lenses of Livelihood Empowerment Theory and Financial Inclusion Theory. Findings reveal that while microfinance enhances agricultural productivity and food availability, its effectiveness is constrained by Challenges, including "mission drift," debt risks, and systemic agricultural constraints. The review concludes that microfinance is a valuable, but not a standalone, tool. Effective policy recommendations for Cameroon emphasise formal financial inclusion, integrated financial and non-financial services, targeted interventions, robust regulation, and addressing broader agricultural issues for sustainable food security and nutrition.

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